List of Cards with 0% Balance Transfer Offers for 12 Months

(Updated 5/10) If you are searching for a 0% APR balance transfer, you’re at the right place. The following is a list of popular credit cards that are offering 0% balance transfers and is a resource for people looking to transfer higher interest rate debt to a 0% APY card; or borrow money on the cheap for whatever goals they’re looking to achieve. I’ve compiled a list of credit cards that have 0% interest rate offers for 12 months on balance transfers (some offer that promotional rate for purchases too) and published that list below.

You can use them to pay off other credit cards, you can use them to pay off 0% financing offers, you can use them to pay off anything you need and get a 12 month window to catch up. Some will have fees, but a small fee now beats paying 15-20% interest for a year!

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If any of these cards are no longer offering a 0% balance transfer for a minimum of 12 months, please let me know. Also, please review balance transfer fee information associated with the cards listed below, be sure to review the terms & conditions and fee schedule of each card before applying. They change constantly and I have reported what I believe to be the most accurate information.

Discover More new offer! 5% cashback on Get More categories, no limit!	Citi Platinum Select up to 12 mo. balance transfer Get a check sent directly to you!

1. Discover Platinum American Flag Card - 0% balance transfer offer, this card also offers a 5% cash back bonus reward on categories that change every quarter. They have gone towards things like gas, clothing, restaurants, hotels, etc. No annual fee.
2. Discover Platinum Clear Card - 0% balance transfer offer, this card also offers a 5% cash back bonus reward on categories, just like the regular Discover More card plus bonus 5-20% cash back on stores through the Discover website. No annual fee.
3. Discover Platinum Card Sea Life Collection - 0% balance transfer offer, this card also offers a cash back bonus reward on categories, just like the regular Discover More. No annual fee.
4. Discover Open Road Card - 0% balance transfer offer for up to 6 months and 0% on purchases for 12 months, this card also offers 5% cash back on gas and auto maintenance purchases. No annual fee.
5. Discover Platinum Wildlife Card - 0% balance transfer offer this card also offers a cash back bonus reward on categories, just like the regular Discover More. No annual fee.
6. Discover Miles Card - 0% balance transfer offer, this card also offers miles at 1 mile per dollar spent including a 12,000 mile promotion. For each month you make one purchase, you will be award 1,000 miles (for 12 months). No annual fee.
7. Discover Monogram Card - 0% balance transfer offer for up to 6 months and 0% on purchases for 12 months, no annual fee.
8. Escape by Discover Card - 0% balance transfer offer for up to 6 months and 0% on purchases for 6 months, 25,000 in bonus miles accrued at 1,000 miles a month when you make a purchase in that month.
9. Citi Platinum Select Card - 0% APR on balance transfers and purchases for up to 12 months, no annual fee
10. Citi Forward - 0% APR on balance transfers and purchases for 6 months, no annual fee

If you are also interested in 0% credit cards, cards that offer both 0% on purchases and 0% on balance transfers, click here.