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5 Countries Where You Can Retire for $200K

5) Spain

Park Guell in Barcelona, Spain
Luciano Mortula - LGM/Shutterstock
Barcelona, Spain

Offering some of the lowest cost of living in Europe and a warm, sunny climate, Spain is a dream retirement destination for many. It's hard to beat the country's relaxed lifestyle, affordable food and wine, and the fact that "winter" translates to a bit of rain lasting about three months. A growing English-speaking population and freedom of mobility within the EU also make Spain a comfortable and convenient base for travel and adventure — although there's plenty to explore without ever leaving the country!

Practically speaking, comfort and cost of living vary widely among Spain's provinces. The influx of tourism has already driven Barcelona's prices through the roof, and the trend is trickling to other popular regions. Luckily, some areas remain immune to this trend. For example, the southern city of Valencia mixes warm weather and low-cost living with fantastic food and high doses of culture. Renting a one-bedroom apartment costs $525 per month in the city center or $400 outside of the city.

Life in Las Palmas on the island of Gran Canaria has a similarly affordable price tag and boasts year-round sun (320 days a year) and idyllic temps ranging from 68F (20C) to 80F (27C) throughout the year. Maybe it's the sunny weather that keeps everyone smiling, but many attest that the island is home to some of the kindest, most welcoming locals you'll ever meet.

A competitive public health system ensures high quality of care and affordable private healthcare is readily available in Spain. Plus, you can pick up generic brands of medicine at pharmacies for rock-bottom prices and often without a doctor's prescription.

The Takeaway

Whether your retirement is close at hand or decades away, you can never start planning for it too early!

If you'd like to retire to one of these places, the common message from finance professionals is to start saving as soon as possible. There are many savings products that can help you on your way to an exotic retirement. Our savings account rate table below can show you how much interest you can earn with this savings product.

No matter which strategy is best for you, it's a good idea to seek out guidance from an experienced financial advisor. They'll be able to help you fund a great retirement lifestyle within your budget — no matter where you hang your hammock!


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