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Experienced Loan Processor/Closer looking for a job (san jose downtown)


Reply to: res-575210683@craigslist.org
Date: 2008-02-15, 12:56PM PST


Objective: To find a challenging position that will utilize my skills and training.

Skills: Proficient in Microsoft Word, Excel, Power Point, Lotus Notes, Edge, Pilot, Co-Pilot, Outlook and Lendscape.
Fluent in Spanish and I can operate a 10-key.

Work Experience
Sr. Loan Closer
July 2006 to Present
GMAC Mortgage, LLC San Jose, CA.

• Prepare loan documents accurately and efficiently for borrowers
• Email or print loan documents to be sent to title/escrow companies in a timely manner
• Review loan funding packages and reconcile fees to make sure there were no errors or missed signatures
Communicate with title/escrow about outstanding conditions needed to fund loan
• Maintained weekly log on loans expiring to send to all applicable loan agents
• Prepared condition sheets at funding to notify loan agents and sales assistants of outstanding conditions on the loan
• Prepare the wire and request the wire for funding when all conditions were met and/or satisfied
• Maintain Excel spreadsheet for daily fundings
• Re-review loan files for any errors or missing documents after funding to ship to corporate office
• Maintain Excel spreadsheet for daily shippings to corporate office
• Review Final HUD-1 when received for any changes or inaccuracies
• Interface with Sales Representatives:
o To communicate status of funding
o To keep them abreast of outstanding conditions
o To resolve any issues on outstanding conditions
o To follow up on status of funding

Loan Specialist II
June 2004 to July 2006
Countrywide Home Loans Cupertino, CA.

• Review loan funding packages and reconcile fees to make sure there were no errors or missed signatures
• Communicate with title/escrow about outstanding conditions needed to fund loan
• Maintained weekly log on loans expiring to send to all applicable loan agents
• Prepared condition sheets at funding to notify loan agents and sales assistants of outstanding conditions on the loan
• Prepare the wire and request the wire for funding when all conditions were met and/or satisfied
• Maintain Excel spreadsheet for daily fundings
• Re-review loan files for any errors or missing documents after funding to ship to corporate office
• Maintain Excel spreadsheet for daily shippings to corporate office
• Review Final HUD-1 when received for any changes or inaccuracies
• Review deficiency reports on a monthly basis
• Interface with Sales Representatives:
o To communicate status of funding
o To keep them abreast of outstanding conditions
o To resolve any issues on outstanding conditions
o To follow up on status of funding



Loan Processor
April 2001-July 2004
First Horizon Home Loans Los Gatos, CA.

• Input new loans into the system accurately and efficiently
• Prepare loans for submission to underwriter by checking product guidelines
• Reviewing appraisals and prelims for any conditions that may arise during underwriting
• Follow up on all loan files for status on brokered loan files
• Follow up on all loan files for outstanding conditions
• Prepare loan documents accurately and efficiently for borrowers
• Email or print loan documents to be sent to title/escrow companies in a timely manner
• Relieve receptionist for her daily lunch break

Education

Santa Teresa High School San Jose, CA
1999-2000

Independence High School San Jose, CA
1996-1999


References
Available upon request



PostingID: 575210683



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